The first step in the process in assessing liability for the accident or misadventure. This is often the most important stage. In the case of Road Traffic Accidents, it is critical that you first contact An Garda Siochana to notify them of the accident so that they can prepare a Report. From there, it is important that you contact your Solicitor so he/she can assess liability and decide whether an Engineer and/or a Motor Assessor is required.
For other accidents you should contact your Solicitor immediately to ensure the scene is preserved or in the case of Medical Negligence that records are preserved pending the preparation of Expert Reports.
The general rule (subject to some exceptions) is that you have two years from the date of accident or injury to bring an action. Therefore, it is vital that you contact your Solicitor to stop the clock while you are recovering from the injury or deciding on whether or not to pursue the matter.
The majority of applications for compensation will begin with an application to the Personal Injuries Assessment Board. O’Connor O’Donoghue & Co can guide you through the application procedure and help you deal with the queries arising as well as arrange for the Medical Report which must accompany the application. On the consent of the Defendant, the Injuries Board will assess your injuries/losses within a 9-month period and make an assessment in your favour. It is then open to the you and/or the Defendant to accept/reject this assessment.
Certain applications including Medical Negligence or Mental Distress will not be assessed by the Injuries Board. These applications, together with all other claims which were not successfully settled by the Injuries Board, or those where liability is at issue, require intervention from the Courts.
This process begins by issuing a Personal Injuries Summons against the Defendant setting out the nature of your injuries together particulars of your losses.
The involvement of your own Solicitor is integral to the above process given the weight of expertise, knowledge and financial resources available to the Defendants and their Insurers. It is also open to the Defendants to make an offer or lodgement in your favour at any step in the process.
This is an independent body set to assess compensation due to an injured party. They do not involve themselves in matters where liability is an issue.
The general rule is that costs follow the event. Therefore, if you are right most, if not all, of your costs are paid by the Defendant. It is important that liability is assessed at a very early stage.
This is compensation for injury, pain and suffering caused.
These are expenses including treatment costs, medications, loss of earnings etc.
These include Medical Reports setting out your injuries, Engineer Reports assessing liability and Actuary Reports assessing losses.